​​​​Personal Loan

What is a Personal Loan?

A personal loan is a loan disbursed on a short term basis for a personal requirement. This facility is available for any qualifying citizen of Singapore with a steady income. You can also apply for a personal loan if you are a foreigner with a valid pass to work and live in Singapore. GMTCredit provides easy personal loan with quick approvals and reasonable interest rates. We also enable you to choose an appropriate reimbursement plan for your loan to make the repayment a stress-free and hassle-free process.

Is Personal Loans My Best Option?

When put in a difficult financial situation, it’s always good to have the confidence that you can borrow fast cash from a legal licensed moneylender in Singapore. Before taking up a personal loan, it is prudent that you do your due diligence and weigh the options before committing to a loan. Furthermore, a personal loan will come with its own charges and term of repayment that you need to understand prior to applying.

In contrast with fixed personal loans which require a fixed amount for each repayment cycle, flexible repayment loans by GMTCredit allows you to pay the minimum amount written in the agreement. Despite that, personal loans installment payments must be made within the time frame, or else there may be penalties due to late charges.

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* The displayed rate and payment plan are indicative and subjected to terms and conditions.
* GMTCredit Pte. Ltd. is a licensed moneylender (Licence No. 12/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.